Visa Inc.

Visa runs the technology network (VisaNet) that connects banks, merchants, and cardholders to process credit and debit card payments [Visa Inc. Overview]. When you swipe your Visa card, Visa's system handles the authorization, clearing, and settlement—basically making sure the money moves from your bank to the merchant's bank [Visa Inc. Overview]. They also offer services like Visa Direct for sending money, fraud prevention tools, and consulting services for banks and businesses [Visa Inc. Overview].

Visa is the world's largest payment processing company, operating the network that enables credit and debit card transactions globally. With over 34,000 employees, they make money by taking a small fee on billions of transactions processed through their VisaNet system. They are extremely profitable and financially strong.

Visa is in exceptional financial health with massive profit margins and strong cash generation.