Next reporting 22 Oct 2026In 12 days
J Sainsbury plc
I · AI Analysis
The brief
Sainsbury's runs supermarkets and convenience stores across the UK selling food, household goods, clothing, and fuel under the Sainsbury's brand, alongside the Argos general merchandise chain and Habitat home furnishings [Yahoo Finance]. The company also operates Sainsbury's Bank, offering banking and insurance services, and runs the Nectar loyalty programme [Yahoo Finance].
J Sainsbury is a UK supermarket and general merchandise retailer operating grocery stores, convenience shops, and the Argos brand, with a banking arm [Yahoo Finance]. The company reported trailing-twelve-month revenue of GBP 33.6B through 28 February 2026, but carries elevated debt (3.8x net debt to EBITDA) and a Health Score of 2.6/10, indicating significant financial risks [Sentinellis calculation]. Recent news shows brokers cutting sales forecasts while the company expands in-store café concepts and loyalty promotions [Yahoo Finance UK] [The Grocer].
Sainsbury's carries substantial debt and narrow margins, with net debt sitting at 3.8 times EBITDA and operating margin at just 2.8% [Yahoo Finance] [Sentinellis calculation].
Sentinellis health
Significant risks
2.6/10
7.5+ strong · 4.5–7.5 moderate · under 4.5 weak
Profitability
Returns on capital
Growth & momentum
Balance sheet
Cash generation
Value creation
Sentinellis calculation from the published statements — not a score reported by any data source. Each category is scored on the checks that had data; missing inputs are excluded rather than counted as failures.
Market capitalisation
GBP 7.1B
Revenue (TTM)
GBP 33.6B
Explainers
How we read these numbers
Plain-English guides · no account needed
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ReadAltman Z-Score Explained: Predicting Bankruptcy in 5 Minutes (with Real Examples)
What the Altman Z-Score is, the exact formula, how to read the result, and which version to use for manufacturers vs tech vs private companies.
ReadII · Recent news
What moved
5 stories · ranked by relevance
- Company2026-09-28
Sainsbury's sales forecasts cut by Deutsche Bank and Citi as brokers split on shares - Yahoo Finance UK
Yahoo Finance UK
- Company2026-10-01
As a vegetarian, this is the 3 course meal I'm treating myself to with Sainsbury's Taste the Difference deal
Lincolnshireworld
- Company2026-09-30
Sainsbury’s and One Retail to expand in-store café concept to over 30 sites - The Grocer
The Grocer
- Company2026-09-28
Sainsbury’s launching first-of-its-kind advent calendar & fans are thrilled - The Sun
The Sun
- Company2026-09-28
Sainsbury's store closes after ceiling collapse - BBC
BBC
Premium · Free with any account
Net debt of 3.8 times EBITDA is elevated for a low-margin grocery retailer, leaving limited financial flexibility if sales weaken or interest costs rise [Sentinellis calculation].
Risks
6
Opportunities
5
Red flags
3
Leadership
10
13 more findings in the full report — free with any account.
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