ING Group NV ADR

INGFinancial Services

Sentinellis Health Score

2.1/10

Significant risks

Market Cap

$83.9B

Revenue

$23.0B

P/E Ratio

11.5x

AI Summary

ING provides everyday banking products like checking accounts, savings accounts, mortgages, and business loans to individual customers and small businesses across Europe [Yahoo Finance]. The company also operates a wholesale banking division that serves large corporations and financial institutions with specialized services including trade finance, corporate lending, and treasury management [Yahoo Finance].

ING Groep N.V. is a 264-year-old Dutch multinational bank offering retail and wholesale banking services across the Netherlands, Belgium, Germany, and internationally [Yahoo Finance]. The company is actively returning capital to shareholders through a €1 billion share buyback programme and pays a 4.33% dividend yield [Yahoo Finance]. However, its financial health scores are concerning—with a health score of just 2.1/10, negative Altman Z-score of -0.7, and a low Piotroski score of 3/9—driven by a 65.3% revenue decline year-over-year and negative free cash flow of $6.7 billion [Yahoo Finance].

ING's financial metrics show severe stress, with a health score of 2.1/10 signaling 'Significant risks' [Yahoo Finance].

Confidence6/10