Last results 29 Oct 2026
BRD Groupe Societe Generale
I · AI Analysis
The brief
BRD operates as a full-service bank in Romania, serving individuals and businesses with savings accounts, loans (personal, housing, agriculture, corporate), credit and debit cards, investment products, insurance, and treasury services [Yahoo Finance]. The bank also provides card processing, cash collection, mergers and acquisitions advisory, and custody services [Yahoo Finance].
BRD - Groupe Société Générale is Romania's second-largest bank, offering retail and corporate banking services including loans, deposits, cards, and treasury products [Yahoo Finance]. The company is a subsidiary of France's Société Générale and employs 4,641 people across Romania [Yahoo Finance]. Recent labor unrest and a stock price decline have created near-term headwinds, with employees striking over wages below 3,800 lei per month [Stirile ProTV].
BRD shows solid profitability with a 37.5% net margin, though revenue growth is modest at 2.9% year-over-year.
Sentinellis health
Not enough data to score
Profitability
Returns on capital
Growth & momentum
Balance sheet
Cash generation
Value creation
Sentinellis calculation from the published statements — not a score reported by any data source. Each category is scored on the checks that had data; missing inputs are excluded rather than counted as failures.
Capital & liquidity
As BRD - GROUPE SOCIETE GENERALE SA disclosed it · December 31, 2025
- CET1 ratio
- its own requirement 17.96%22.85%
- Tier 1 ratio
- 22.85%
- Total capital ratio
- 25.71%
- Liquidity coverage ratio (LCR)
- regulatory minimum 100%196.87%
- Net stable funding ratio (NSFR)
- regulatory minimum 100%174.24%
Source: EBA Pillar 3 Data Hub
Market capitalisation
RON 23.6B
Revenue (TTM)
RON 4.2B
Explainers
How we read these numbers
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ReadII · Recent news
What moved
4 stories · ranked by relevance
- Company2026-08-13
ULTIMA ORĂ Angajații BRD intră în grevă de avertisment - Profit.ro
profit.ro
- Company2026-08-25
Bucharest stocks turn red, BRD paces blue-chip decliners - SeeNews
SeeNews
- Company2026-08-11
BRD Employees to Hold Two-Hour Warning Strike on August 13 - The Romania Journal
The Romania Journal
- Company2026-08-11
Grevă la una dintre cele mai mari bănci din România. Angajații cer majorarea salariilor mai mici de 3.800 de lei - Stirile ProTV
Stirile ProTV
Premium · Free with any account
Labor unrest is disrupting operations and investor sentiment, with employees striking over wages below 3,800 lei monthly [Stirile ProTV]. Prolonged disputes could harm customer service and raise operating costs.
Risks
5
Opportunities
4
Red flags
3
Leadership
10
11 more findings in the full report — free with any account.
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